Secure and fair enforcement of mortgage licensing (SAFE Act)
Resources to help industry understand, implement, and comply with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and the Bureau’s Regulations G and H.
Featured topic
On September 25, 2019, the Bureau released FAQs that discuss the Economic Growth, Regulatory Relief, and Consumer Protection Act’s amendments to the SAFE Act.
Rules
Browse the rule that finalized the re-publication of Regulations G and H.
Regulations and official interpretations
Browse Regulation G (12 CFR 1007) on: Interactive Bureau Regulations | eCFR
Browse Regulation H (12 CFR 1008) on: Interactive Bureau Regulations | eCFR
Stay informed
Sign up for updates about mortgage rule implementation.
Guides
Supervision and examination materials
Guides to how the CFPB will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.
See the SAFE Act examination procedures
See the mortgage origination examination procedures
Compliance Bulletins
CFPB Bulletin 2013-05: SAFE Act – Uniform state test for state-licensed mortgage loan originators
CFPB Bulletin 2012-05: SAFE Act – Transitional Loan Originator Licensing
FAQs
The Bureau provides a list of commonly asked questions and answers on particular topics to assist in understanding and complying with the SAFE Act.